Shariah-Compliant Investment Model (Murabaha)

Introducing our Shariah-Compliant Property Investment Model

Invest Halal in UK Property

Our Shariah-compliant investment route provides a fully debt-free, interest-free structure using a certified Commodity Murabaha Agreement, designed in accordance with Islamic finance principles and independently certified by Khalij.

Fixed halal profit

Investors participate through a Murabaha sale agreement, where Rise Capital purchases Shariah-approved commodities and resells them at a pre-agreed markup, ensuring halal profit (not interest) and full Shariah compliance.

100% asset-backed

Investor funds are deployed into UK residential property developments, secured by a first legal charge on the asset and a debenture over the SPV’s assets.

Fully Asset Backed

No riba, no banks

Unlike conventional investments, our model eliminates all interest (riba), debt-based leverage, and third-party bank involvement.

Secure, ethical, and transparent

No third-party debt
Projects are entirely equity-funded. No loans, no interest payments, and no bank dependency.

Certified structure

The Murabaha model is certified as Shariah-compliant by Khalij, a trusted Islamic finance advisory and commodity trading facilitator.

Ethical returns

You earn fixed profit, not interest, with your capital secured by a first charge over UK residential property.

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How does our capital stack work?

We provide investment opportunities across the capital stack to allow our investors to select a product that aligns with them.

High Risk & Return

Low Risk & Return

Shariah

Low Risk & Return

Also covers up to 90% of the capital stack but structured without interest. Instead, investors enter a Murabaha (cost-plus trade) agreement with the SPV to earn pre-agreed profit derived from tangible asset-backed development — fully Shariah-certified.

Secured 1st charge over the asset
Pre-agreed halal profit (no riba)
Profit based on real economic activity (property development)
16 - 18 month timeframe
Shariah-certified via Khalij Group

View Shariah

Investing in prime UK property doesn't have to be complicated.

We’ve removed the banks from the equation, offering you great annual returns plus equity, all secured by 1st charge. It’s simple, straightforward, and designed to keep your interests at the forefront. Because your capital deserves nothing less.

Get Started Why Invest?

Debt-free and interest-free

No bank loans, no leverage, and no interest exposure. Your investment complies with Shariah at every level.

Profit with purpose

Your returns are granted through trade and development gains, not lending or speculation.

Shariah-certified

The structure is reviewed and certified by Khalij, who also facilitates the underlying commodity trades.

Fully Secured

Your capital is backed by a legal first charge and protected through a regulated escrow process and Security Trustee.

Why invest halal with Rise Capital

Escrow-Backed

Your funds are held in a third-party escrow account and released only on reimbursement terms when certified by an independent monitoring surveyor (IMS).

Tracking your returns

You receive formal profit statements, helping you track earnings and maintain clear records for zakat and tax submissions.

Low Risk & Halal Profit

Covers up to 90% of the capital stack. This capital is deployed through certified Murabaha agreements, providing fixed profit backed by a first charge. Designed for Shariah-conscious investors and SSAS pensions.

What do our investors say?

“I’ve been investing in property for a while now, and Rise has easily been one of the most professional and transparent companies that I’ve worked with. I originally put money into a project, and after seeing how well that turned out, I reinvested in another. What I really appreciate is how they've kept me informed every step of the way. I haven't really had to chase or wonder what's going on. The returns have been exactly as projected, which is a bonus! I trust them to manage my investments well. Definitely looking at future projects with them!”

Michael Turner

London, UK
“I was a bit hesitant about investing at first, but Rise has made the whole process feel straightforward and secure. I invested in a project, and I was really impressed with how well everything went. The updates were regular, the team was easy to talk to, and the project delivered on time. The returns were more than expected, so I decided to invest again in another project, which is still in progress. It’s great knowing my money is in good hands.”

Sarah Williams

Manchester, UK
“Rise stood out to me because they focus on quality developments, not just quick flips. I put money into a project because I loved the idea of restoring a historic building. It was handled really well, and the end result was good. Since then, I’ve invested in another project, which is still ongoing at the moment. The team has been upfront about timelines and risks, which I really respect. You never feel like you’re being sold to, just given the facts so you can make an informed decision.”

James O’Connor

Dublin, Ireland
“I wanted to invest in property but didn’t want the stress of managing it myself, so I gave Rise a go with a student accommodation project. I liked the idea of student accommodation because the demand is always strong. The whole thing was really well thought out, and I was kept in the loop throughout. Seeing the finished project and knowing it was fully let was reassuring, and my returns have been great. I’ve since put money into another project, and so far, the experience has been just as smooth.”

Emma Collins

Birmingham, UK
“I now have a diverse portfolio thanks to Rise. I first started with a project that was a beautifully executed heritage conversion. I have since invested in a other project with Rise. What stood out about Rise was their commitment to protecting investors’ funds. I’m eagerly awaiting to see projects reach completion and expect another solid return!”

David Parker

Edinburgh, Scotland

Investing in Rise involves risk, including loss of capital and illiquidity and it should be done only as part of a diversified portfolio. Investments made through Rise are not covered by the Financial Services Compensation Scheme (FSCS). Please read our full risk warning before deciding to invest. This website is operated by the Rise Group of Companies. Webpages containing share offers will be hosted by the relevant Group Company that is issuing the shares, as identified on the relevant webpage. Webpages containing mezzanine debt offers will be hosted by Rise Capital Holdings Limited. Rise is a trading name used by all companies within the Rise Group of Companies, including Rise Capital Holdings Ltd. Rise Capital Holdings Ltd is registered in England & Wales with company number 16413716. The registered office of the company is 20 Wenlock Road, London, England, N1 7GU. Rise Capital Holdings Ltd (16413716) undertakes unregulated loan brokerage business that does not entail consumer credit or regulated mortgages. Arrangements by Group Companies to issue their own shares constitute unregulated business pursuant to Article 34 of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 (RAO). Information about investments is only available to investors who demonstrate that they qualify as High Net Worth Individual investors or Sophisticated investors or otherwise fall within categories of investor who can receive financial promotions from unregulated persons in accordance with the requirements of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (FPO). Property investing carries the risk of losing some or all of the capital invested. Rise does not provide investment advice and investors who are in doubt about whether investing is right for them should consider seeking advice from an appropriately qualified professional adviser.