Simple.
Smart.
Investing.
The best businesses are the ones that solve a real problem.
We solved the funding risk problem
Traditional property finance often relies on banks that can pull funding mid-project. Rise Capital removes this risk by using private investor capital only — safeguarded in escrow, released by independent monitoring surveyors and delivered by third-party housebuilder developers.
We solved the return inconsistency problem
With bank funding, returns are unpredictable and often diluted by interest costs. Our debt-free model delivers fixed annual returns plus equity upside, aligned directly with development success.
We solved the transparency gap
Investors are often left in the dark. We’ve built a structure where every project is independently monitored, and you receive clear, regular updates — with full legal security over the property — all hands-free, without the usual headaches associated with investing in property.
Rise Investments
Rise caters to Sophisticated Investors, High-Net-Worth individuals, Family Offices (SFOs, MFOs), and Wealth Managers representing high-net-worth clients, all seeking secure, transparent, and profitable investment opportunities aligned with their wealth preservation and growth objectives.
The Story of Rise.
Our founder created Rise Capital after personally experiencing how traditional lenders could derail property projects — appointing aggressive receivers and putting years of work at risk. Though he resolved the issue, it came at a significant cost in both time and money.
That experience inspired the Rise Capital Model: a transparent, lender-free structure designed to protect investors and empower developers — solving a 30-year problem in property finance.
Unlike many in the industry, Rise Capital works exclusively with private investors rather than relying on institutional funding lines dictated by rigid covenants. This independence ensures our business model remains robust, flexible, and resilient — creating long-term confidence for developers and investors alike.
We partner with independent, third-party housebuilder developers who act as the main contractors delivering our projects under JCT contracts. Our bank-free model provides them with the assurance that funding will not suddenly be withdrawn due to institutional risk, enabling smoother, uninterrupted project delivery. Therefore ensuring our private investors in the DFSIM, Shariah and Equity models make their returns.
We exist to build a smarter property investment ecosystem that puts transparency, control, and protection at its core — while also helping to address the UK's housing shortage problem by enabling the delivery of high-quality residential developments where they’re needed most.
Property Development Finance Timeline (1990–2025)
1990s – Recession and Repossession
UK developers face a recession with interest rates peaking at 15%. Over-leveraging leads to mass defaults. Banks repossess viable assets.
2000–2007 – Credit Boom
Banks flood the market with cheap credit. High LTV loans are common, fueling aggressive expansion. Due diligence drops. Developers become dependent on refinancing.
2008–2012 – Financial Crisis & GRG Scandal
The 2008 crash exposes institutional risk. RBS’s GRG unit forces developers into default to seize assets. Thousands of projects collapse.
2013–2016 – Rise of Alternative Finance
With banks pulling back, bridging lenders and mezzanine finance fill the gap. High interest costs persist. Developers face tighter margins.
2016–2020 – Brexit & Pandemic Disruption
Brexit slows buyer demand and funding confidence. COVID-19 halts construction, increases risk, and delays sales and valuations.
2021–2023 – Inflation and Rising Rates
Post-COVID inflation spikes build costs. Interest rates rise, squeezing developer margins. Traditional lending becomes more restrictive.
2024 – Shift Toward Private Capital
Confidence in banks remains low. Non-bank and private capital become the preferred route for property development funding.
2025 – Rise Capital’s Debt-Free Model Leads the Market
A new era begins. Rise Capital’s investor-first, debt-free syndicate model gains traction, offering fixed returns, escrow protection, and aligned upside.
Who is Rise for?
Individuals
This includes Sophisticated Investors and High-Net-Worth (HNW) individuals who have substantial experience investing in similar asset-backed projects and understand the associated risks and potential returns involved.
Family Offices
This includes Single-Family Offices (SFOs), Multi-Family Offices (MFOs), and High-Net-Worth families seeking secure, transparent, and profitable investments aligned with their wealth preservation and growth strategies.
Wealth Managers
This includes Finance and Wealth Managers representing High-Net-Worth clients, seeking secure and diversified investment opportunities offering strong, stable returns.
3 Steps - Your simple pathway to property investing with Rise
Own your share of property success
Become an equity partner in premium property developments, fully sharing in project profits. Simple, secure, and transparent — because your investment deserves great returns.
Why invest with Rise?
Multiple paths, one goal
Choose our Debt-Free Syndicate Investment Model (DFSIM) for predictable returns and 1st charge security, or go the Equity route for higher potential rewards.
Robust oversight & transparency
From professional due diligence to ongoing project monitoring, we keep you fully informed every step of the way—no surprises.
No banks, No fuss
We bypass external lenders entirely, meaning fewer hurdles, zero interest-rate drama, and clearer control over your capital.
Ethical & Shariah compliant
Our debt-free approach offers the removal of interest-based funding, aligning with faith-based principles and responsible investing.
